Mortgage Lending Products

Fixed-Rate Mortgage -- 30-Year, 20-Year, 15-Year, and more

Adjustable-Rate Mortgage (ARM) -- Treasury-Indexed ARM, CD-Indexed ARM, Cost of Funds-Indexed ARM, ARMs with an Initial Fixed Period, ARMs that Adjust Only Once

Balloon Mortgages -- 5 - 7 Year, many options are available

Government-Insured Mortgage Loans -- VA, FHA, Reverse mortgages

Other Loans -- New Construction/Renovation to Existing Home, Equity Loan/Line-of Credit, No/Low Documentation Loans, 125% Value loans, Credit Problems

One Size Doesn't Fit All
Go ahead and compare the big internet lender’s “one size fits all” approach with our niche as a local, personal, direct lender tailoring good service and competitive lending products specifically for your situation. Because we are a banker, not a broker, we can offer the best pricing available. In fact, our Tailored Lending Program, could be just the right size for you!



Personalization and Exceptional Program
Starting with the initial loan consultation, everything is tailored to your needs. The Tailored Mortgage Program serves as a roadmap to providing good service including: filling out the paperwork for you, communicating with you at every step, negotiating the jungle of lending options to find you the best loan, and solving any problems along the way.